Unfortunately, if the roof needs replacing just because of age then it’s on the homeowner to cover the cost.ĭon’t give up hope yet, though. The insurance company will ultimately be the one to decide what does and doesn’t count as an act of nature. At least, though, your policy is likely to cover such a repair regardless of your roof’s age! This may include damage by snow and ice storms, or hurricane force winds. Most homeowner’s insurance policies will only cover roof replacement if its caused by an act of nature. A second layer also makes it more likely that the first layer will develop mold since darkness and locked in moisture are mold’s two best friends. So, in the process of spot patching, you end up further damaging adjacent shingles! Or, in the case of adding more shingles, which is highly inadvisable, you end up adding more weight to a roof that’s designed to accommodate a particular amount. That’s because by the time your roof needs repairing the shingles are already fragile.
#ROOFING CALCULATOR MOBILE HOME FULL#
Think of it this way: the money you’d spend repairing your roof a few times over the course of the next several years can be put toward paying off a full replace even if paying it off takes the next several years.Īdditionally, many forms of repair actually undermine the integrity of the roof. A roof that’s under 10-years-old is a candidate for repairing, but if your roof is 15-years-old or older than a full replace is your best bet. Why replace and not repair? Because there’s a good chance that repairing your roof will mean throwing away money you can’t afford to throw away. Don’t let not having the money to replace your roof stop you from getting a consultation! Only an expert will be able to tell you the extent of your potential damage and the cost of your replace. That’s because water can leak into your insulation, drywall, plywood, paint, electrical system, etc. If your roof is damaged, you might not even notice the harm you’re causing to your home by holding out.
Factors to Considerįirst, what’s inspiring you to consider replacing your roof? Are you seeing shingles fly off, shingle dust particles (known as granules) collecting on your property, algae growth, or noticing leaks on your ceiling? Then you better repair your roof as soon as possible because it’s possible things will get worse soon! These aren’t signs that your roof may need replacing these are signs that roof already needed to be replaced!īefore preceding, you need to appreciate why it’s so important to repair or, better yet, replace your roof. So, as the saying goes, “Where there’s a will there’s a way!” And you better have the will because there’s no way you’re getting away with not replacing your roof! Here are some options for when it seems like there’s no options. In fact, not doing it might not even be an option! That’s because every day that passes may be making it more expensive and more difficult to repair or replace your roof.
#ROOFING CALCULATOR MOBILE HOME INSTALL#
For this reason, not having the money to install or repair a roof doesn’t mean you shouldn’t do it. Installing a roof is one of the most important investments into a home that you could make. Posted by Corey Zeller Comments Off on How Do I Pay for a Roof with No Money? Roofing How Do I Pay for a Roof with No Money?